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NOAH Impact Fund

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Greater Minnesota Housing Fund, a statewide Community Development Financial Institution (CDFI), officially launched the NOAH Impact Fund in June 2017 with $25 million from seven impact investors to acquire 1,000 units of rental housing and maintain affordable rents for 15 years. The NOAH Impact Fund partners with socially motivated investors and rental property owner-operators to preserve the long-term affordability of units in opportunity areas.

The Fund provides 90% of the equity required to acquire the property, and the operating partner co-invests 10% of the equity. The balance of the acquisition financing is provided by conventional debt through Freddie Mac, up to 80% LTV. The NOAH Impact Fund is a subsidiary of Greater Minnesota Housing Fund.

Sources

Last updated: Nov. 8, 2024

Program details

City: Minneapolis, Saint Paul

Program geography: Region

Entities involved: Community Development Financial Institution (CDFI)

Market Category: High Cost Market Resources

Tool Category: Tools for Mission Driven Owners

Tool Description: Acquisition Financing

Year started: 2017

Building type: Older Class B and Class C unsubsidized, private rental housing

Target tenants: at or below 80% AMI

Affordability restrictions: Yes. 15 years

Funding description: NOAH Impact Fund I is a public-private partnership involving the following investors: Bremer Bank, Sunrise Banks, Western Bank – A Division of American National Bank, Minnesota Housing Finance Agency, Hennepin County, The McKnight Foundation, and Otto Bremer Trust. The Fund seeks Minnesota charitable institutions, financial institutions, corporations, and wealth management advisors interested in making socially motivated impact to capitalize Fund II.

Funding sources: County Funding, Social Impact Equity